Our Unique Process

At Prestige Capital Insurance Solutions, we utilize a step-by-step process to help educate and advise you as you prepare for your future and the future of your loved ones. This process includes:
  • Identifying your goals
  • Designing a plan specific to your unique needs
  • Assisting you in the implementation of your plan
  • Monitoring and adjusting your plan over time as your needs change

Four Essential Phases of Creating A Sound Financial Strategy

  • WEALTH ACCUMULATION

    A key to reaching the increased financial security we all desire is having an effective wealth accumulation strategy in place. This must be tailored around your unique financial goals, and it must be consistent with your timeframe without impairing your current way of life.

  • INCOME DISTRIBUTION

    While you have spent a lifetime building wealth, in turn, you may have overlooked strategies to guarantee* your lifetime income. This lack of planning can often result in taking unnecessary risk with your retirement nest egg. At Prestige Capital Insurance Solutions, we provide strategies (such as annuities) that will help guarantee a retirement income you cannot outlive.**

  • WEALTH PRESERVATION

    As you near retirement, there needs to be a fundamental shift in the way you view protecting what you have spent a lifetime accumulating. Before, you were in the working world creating a lifetime of accumulation. However, now as you reach retirement, it is more important than ever to protect and your assets by shifting gears into a mode of preserving what you've built.

  • WEALTH TRANSFER

    Wealth transfer can be a vital component of your financial strategy. It is the final step in our process, and it provides you the reassurance that comes with knowing that you have taken the steps necessary to help prepare for the continued security of your family.

*Guarantees subject to financial strength and claims paying ability of issuing insurer.

**Fixed and Fixed Index Annuities are designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for your beneficiaries. Distributions are subject to ordinary income tax and, if taken prior to age 59 1/2, a 10% federal tax penalty. Surrender penalties may apply to withdrawals during the surrender charge period, which may reduce principal and any earned interest or bonus.

This site is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Prestige Capital Insurance Solutions and their representatives do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Products & Services

At Prestige Capital Insurance Solutions, we offer a wide range of products and services to assist you in crafting a sound financial strategy for the days ahead.

We are an independently owned financial services firm which allows us the freedom to not be tied to one company and the ability to use a variety of financial strategies that suit our clients’ individual needs. We have access to a host of insurance carriers and products, giving us an extensive menu of choices from which to tailor

As an added value, we also work with local accountants, estate planning attorneys and other professionals, helping to simplify matters and provide you access to holistic financial services with one simple call.

ANNUITIES

  • Single Premium Immediate Annuities
  • Multi-Year Guarantee Annuities
  • Fixed Annuities
  • Fixed Index Annuities

LIFE INSURANCE PRODUCTS

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Fixed Index Universal Life Insurance
  • Survivorship Coverage

LONG TERM CARE INSURANCE

  • Homeowner’s Insurance
  • Assisted Living Coverage
  • Nursing Home Coverage
  • Comprehensive LTCi Policies
  • Individual & Group LTCI Coverage

ADDITIONAL SERVICES

  • Retirement Income Planning Strategies
  • dreamware™ Retirement Analysis
  • Estate Planning Strategies
  • Charitable Giving
  • Legacy Planning Strategies